“Am I going to be okay financially?”

The money stuff we should have been taught at school. Explained, finally, for you.

Book a free 30-minute call

No sales pitch or pension switch. Just honest guidance.

Have a look

The 11pm thoughts

  • Have I saved enough?
  • Am I paying too much tax?
  • When can I actually stop working?
  • What's even in my old pensions?
  • Where does all my money go?

Different worries. Same question underneath.

Client stories.

Tom smiling over coffee
"It feels so good to feel confident about the future."
Kate, client
"Working with Tom has not only made us feel confident in our retirement but has enabled us to bring it 2 years earlier."
Tony, client
"What keeps me coming back is simple, I trust him completely. He's always there to check my thinking before I commit to anything."
Rob, client of two years

How I work.

  • I listen first

    Your situation and your worries, in your own words.

  • Your real numbers

    Everything laid out on one screen, so you can see it.

  • Honest, always

    Even when it's not what you want to hear.

Where clients start

Where they end up

  • Guessing
    Knowing where they stand
  • Pensions and savings everywhere
    One clear picture
  • Paying more tax than they need to
    Keeping more of every £1
  • Putting it off, again
    A short list of what to do next
  • Lying awake at 11pm
    Feeling sure about the future

Free monthly live Q&A

Bring your money questions. Once a month, live.

Ask anything, or just listen in. I'll email you the date and the link.

Tom Ashworth working on a laptop

Who's helping you

Hi, I'm Tom.

I spent ten years in accountancy and financial advice.

I qualified as an adviser, then left, because charging people a percentage of their savings didn't sit right with me.

Since then I've helped 200+ people feel sure of where they stand.

Tom Ashworth, DipPFS

Choose how we work together.

Fixed prices. No percentages. Nothing to sell you.

Single sessions

One clear answer, now.

A free 30-minute call, then the one session that fits.

  • Focused session, 45 minutes£250
  • Full picture session, 90 minutes£450

Ongoing

Staying sure, month after month.

My tools, resources and live Q&A, with 1-1 coaching if you want it.

  • DIY Member£35 a month
  • 1-1 coaching£350 a month, or £900 for 3

Not sure which? Book a free call and we'll work it out together.

For employers

Booking for a team?

Talks, workshops and group sessions for your staff.

Free guide

From nothing to full financial clarity in 12 steps

Money Coach Tom

Not ready to talk yet?

Find your step with my free 12-step guide.

The 12 steps from having nothing to full financial clarity and no worries about money. Everyone's somewhere on it. See where you are, and what comes next.

You don't have to figure this out alone.

Let's find out where you stand.

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